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AI/ML in Banking: The Rise of the Machines
We have all heard of the terms “artificial intelligence” (AI) and “machine learning” (ML) in both the banking industry and in other aspects of our daily lives. Will AI make our lives easier? Is it...
All Things Taxes
Banks experience challenges in raising capital, ensuring shareholder liquidity, and managing board and ownership succession. These challenges are compounded by volatile tax laws, including the...
Artificial Intelligence: Security Risks, Compliance Challenges, and Opportunities
Artificial Intelligence (AI) will be a critical enabler for businesses all around the world. Financial institutions have much to gain in using this new technology to improve back-office operations,...
Banking Non-Profits
Banking for a non-profit organization is different?from working with a typical business.?In addition to credit, cash management is crucial for a non-profit, especially during fundraising events or...
Assessing Commercial Real Estate - Multi-Family, Office and Investment
The commercial real estate investment market is facing challenges, with concerns about cash flow and property valuations. This has led to increased scrutiny from regulators. As an analyst,...
Assessing Farm Credit
The farm economy is facing its toughest challenges since 1981, with soaring input costs and falling commodity prices. Crop farmers, in particular, are struggling with low liquidity after holding...
Basics of Agriculture Lending
The agriculture field has faced significant headwinds that have stressed many farmers and lenders alike. Agricultural lending decisions are often handled by bankers with limited knowledge of...
Basics of Cash Flow
Cash flow, not collateral, deposits, or guarantors, repays loans. As bankers, we need to understand how borrowers will generate the cash to repay debt.?Every loan request stems from a cash...
Bomb Proofing Your Commercial Loan Documentation
Commercial banking staff often manage multiple loan types, each with unique documents, terms, and collateral. The speed of closing combined with last-minute document delivery increases the risk of...
Best Practices for Loan Processing
Navigating the commercial credit approval process can be overwhelming, leading to delays and miscommunication. This guide helps you establish an effective workflow for the Loan Assistant,...
Brokered Deposits (2025)
Brokered deposits are a key funding source for community banks, helping diversify their funding mix. This session will cover the legal framework for brokered deposits, including the FDIC's proposed...
Bring Your Shoes – How to Lead by Maximizing Talent (2024)
Successful leaders surround themselves with talented individuals that complement their strengths. But as a leader, how do you find them? Complementary talent doesn't just show up. It has to be...
BSA Hot Topics
As regulatory scrutiny increases, staying up to date on the Bank Secrecy Act's latest trends and critical issues is essential for compliance. This overview highlights valuable insights from recent...
Brokered Deposits and Core Funding
Brokered deposits provide an important source of funding for community banks. Recent changes to FDIC rules and guidance have offered clarity in certain areas of the brokered deposit regulatory...
BSA Hot Topics
Staying up to date on the Bank Secrecy Act's latest trends and critical issues is essential for compliance. This session highlights valuable insights from the Government Accountability Office (GAO)...
Capital Planning
As regulatory expectations increase and financial pressures mount, creating and maintaining a robust capital plan is more important than ever. This session will provide an in-depth look at the...
Building a Better Community Bank Board
Financial institutions must build and maintain high-performing boards to drive success and navigate complex challenges. Focused on key corporate governance issues, emerging trends, and how to...
Building Your RTP Business Case
Real-time Payments (RTP) volume represents many of the instant payments volume in the U.S. Approximately 1,000 financial institutions have made the connection to receive real-time payments (RTP),...
Characteristics of Strong Risk Assessments and Tools to Monitor and Report Results
Financial Institutions provide great value to the American economy. But that value comes with risks. Risk Assessments are at the core of a strong Enterprise Risk Management (ERM) Program....
Check Returns & Adjustments
Each method of returning a check to the Depositary Bank, whether through a return or an adjustment, has distinct advantages and potential impacts on customers. As a follow up to the Check Rules &...